Insurance-Rated Padlocks
If your insurer's asked for a specific lock rating, you need an insurance-approved padlock. We stock insurance-approved padlocks from Squire, ABUS and Mul-T-Lock, all tested to standards your insurer will recognise.
<... Read More >If your insurer's asked for a specific lock rating, you need an insurance-approved padlock. We stock insurance-approved padlocks from Squire, ABUS and Mul-T-Lock, all tested to standards your insurer will recognise.
What Counts as an Insurance-Approved Padlock?
Insurance providers usually want to see independent testing from CEN (Central European Norm) or Sold Secure. Look for:
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CEN grade 3 or above for most household and commercial cover
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CEN grade 4 or above for shipping containers and high-value premises
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Sold Secure Bronze, Silver, Gold or Diamond ratings
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Restricted or patented keys to prevent unauthorised duplication
Choosing the Right Insurance-Rated Locks
Match the rating to what you're protecting. The Squire WS75 carries a CEN 4 rating and is suitable for most container insurance policies. For higher risk uses, the Mul-T-Lock NE14H sits at CEN 6, the top of the scale.
Browse our security blog or learn more about us. You might also like our CEN-grade, high-security, and restricted padlock collections.
Not sure what your insurer accepts? Get in touch, and we'll help you find the right match.
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Squire SS65CS Stronghold Padlock
Original price £86.86 - Original price £92.36Original price£86.86 - £92.36£86.86 - £92.36Current price £86.86| /5.0 / 5.0
1 Review
The Squire SS65CS padlock offers high security, quality and performance. Featuring a 12.7mm hardened boron steel closed shackle, a 65mm solid harde...
View full detailsOriginal price £86.86 - Original price £92.36Original price£86.86 - £92.36£86.86 - £92.36Current price £86.86| / -
Squire SS65S Stronghold Padlock
Original price £66.81 - Original price £72.31Original price£66.81 - £72.31£66.81 - £72.31Current price £66.81| /5.0 / 5.0
4 Reviews
The Squire SS65S padlock offers high security, quality and performance. Featuring a 12.7mm hardened boron steel shackle, a 65mm solid hardened stee...
View full detailsOriginal price £66.81 - Original price £72.31Original price£66.81 - £72.31£66.81 - £72.31Current price £66.81| / -
Squire SS80CS Stronghold Padlock
Original price £93.51 - Original price £99.01Original price£93.51 - £99.01£93.51 - £99.01Current price £93.51| /The Squire SS80CS padlock offers high security, quality and performance. Featuring a 16mm hardened boron steel closed shackle, an 80mm solid harden...
View full detailsOriginal price £93.51 - Original price £99.01Original price£93.51 - £99.01£93.51 - £99.01Current price £93.51| / -
Mul-T-Lock NE14H Padlock
Original price £110.12 - Original price £115.62Original price£110.12 - £115.62£110.12 - £115.62Current price £110.12| /5.0 / 5.0
3 Reviews
The Mul-T-Lock NE14H closed shackle padlock is the ultimate high security padlock, offering the best level of protection on the CEN scale at CEN6. ...
View full detailsOriginal price £110.12 - Original price £115.62Original price£110.12 - £115.62£110.12 - £115.62Current price £110.12| / -
Mul-T-Lock NE14L Padlock
Original price £105.23 - Original price £110.73Original price£105.23 - £110.73£105.23 - £110.73Current price £105.23| /One of our best high security padlocks, the Mul-T-Lock NE14L open shackle padlock boasts an exceptional CEN grade level 6. CEN grade is a universal...
View full detailsOriginal price £105.23 - Original price £110.73Original price£105.23 - £110.73£105.23 - £110.73Current price £105.23| / -
Squire SS80S Stronghold Padlock
Original price £93.51 - Original price £99.01Original price£93.51 - £99.01£93.51 - £99.01Current price £93.51| /The Squire SS80S padlock offers high security, quality and performance. Featuring a 16mm hardened boron steel shackle, an 80mm solid hardened steel...
View full detailsOriginal price £93.51 - Original price £99.01Original price£93.51 - £99.01£93.51 - £99.01Current price £93.51| / -
Squire SS65CS Stronghold Padlock - Restricted
Original price £103.97 - Original price £109.47Original price£103.97 - £109.47£103.97 - £109.47Current price £103.97| /The Squire SS65CS padlock offers high security, quality and performance. Featuring a 12.7mm hardened boron steel closed shackle, a 65mm solid harde...
View full detailsOriginal price £103.97 - Original price £109.47Original price£103.97 - £109.47£103.97 - £109.47Current price £103.97| / -
Squire SS65S Stronghold Padlock - Restricted
Original price £87.37 - Original price £92.87Original price£87.37 - £92.87£87.37 - £92.87Current price £87.37| /The Squire SS65S padlock offers high security, quality and performance. Featuring a 12.7mm hardened boron steel shackle, a 65mm solid hardened stee...
View full detailsOriginal price £87.37 - Original price £92.87Original price£87.37 - £92.87£87.37 - £92.87Current price £87.37| / -
Squire SS100CS Stronghold Padlock
Original price £262.54 - Original price £262.54Original price£262.54£262.54 - £262.54Current price £262.54| /Original price £262.54 - Original price £262.54Original price£262.54£262.54 - £262.54Current price £262.54| / -
Squire SS100S Stronghold Padlock
Original price £229.72 - Original price £229.72Original price£229.72£229.72 - £229.72Current price £229.72| /The Squire SS100S is the world's strongest padlock, featuring a 20mm hardened boron steel shackle, 100mm solid hardened steel body, keyhole cover f...
View full detailsOriginal price £229.72 - Original price £229.72Original price£229.72£229.72 - £229.72Current price £229.72| /
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Frequently Asked Questions
A restricted key padlock is often valued by insurers because the keys can't be copied without authorisation and the padlocks are usually CEN graded. Pair this with a CEN or Sold Secure rating for the strongest backing.
Insurance-approved padlocks are locks that have been tested and rated by bodies such as CEN and Sold Secure. They meet the security standards insurers require to validate cover for stored goods, vehicles and premises.
CEN grade 4 padlocks are accepted by most insurers for containers and commercial storage. Always check your specific policy, as some high-value items may need grade 5 or 6.
Sold Secure is a UK testing body that uses Bronze, Silver, Gold, and Diamond ratings. CEN is a European standard using grades 1 to 6. Both are widely recognised by UK insurers.
Insurance-rated locks are usually worth the investment. A failed claim from using an unrated lock can cost far more than upgrading to a tested model upfront.
Tips & Guides
Learn more about Insurance-Rated Padlocks with our curated selection of tips and guides.
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