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Insurance-Rated Padlocks

If your insurer's asked for a specific lock rating, you need an insurance-approved padlock. We stock insurance-approved padlocks from Squire, ABUS and Mul-T-Lock, all tested to standards your insurer will recognise.

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  • Mul-T-Lock NG10SB Padlock

    Original price £80.76 - Original price £86.26
    Original price
    £80.76 - £86.26
    £80.76 - £86.26
    Current price £80.76

    Ensure ultimate protection for your premises with the Mul-T-Lock NG10 slide bolt high security padlock- a robust and tough open shackle padlock fea...

    View full details
    Original price £80.76 - Original price £86.26
    Original price
    £80.76 - £86.26
    £80.76 - £86.26
    Current price £80.76

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Frequently Asked Questions

A restricted key padlock is often valued by insurers because the keys can't be copied without authorisation and the padlocks are usually CEN graded. Pair this with a CEN or Sold Secure rating for the strongest backing.

Insurance-approved padlocks are locks that have been tested and rated by bodies such as CEN and Sold Secure. They meet the security standards insurers require to validate cover for stored goods, vehicles and premises.

CEN grade 4 padlocks are accepted by most insurers for containers and commercial storage. Always check your specific policy, as some high-value items may need grade 5 or 6.

Sold Secure is a UK testing body that uses Bronze, Silver, Gold, and Diamond ratings. CEN is a European standard using grades 1 to 6. Both are widely recognised by UK insurers.

Insurance-rated locks are usually worth the investment. A failed claim from using an unrated lock can cost far more than upgrading to a tested model upfront.

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