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Frequently Asked Questions
A restricted key padlock is often valued by insurers because the keys can't be copied without authorisation and the padlocks are usually CEN graded. Pair this with a CEN or Sold Secure rating for the strongest backing.
Insurance-approved padlocks are locks that have been tested and rated by bodies such as CEN and Sold Secure. They meet the security standards insurers require to validate cover for stored goods, vehicles and premises.
CEN grade 4 padlocks are accepted by most insurers for containers and commercial storage. Always check your specific policy, as some high-value items may need grade 5 or 6.
Sold Secure is a UK testing body that uses Bronze, Silver, Gold, and Diamond ratings. CEN is a European standard using grades 1 to 6. Both are widely recognised by UK insurers.
Insurance-rated locks are usually worth the investment. A failed claim from using an unrated lock can cost far more than upgrading to a tested model upfront.
Tips & Guides
Learn more about Insurance-Rated Padlocks with our curated selection of tips and guides.