Insurance-Rated Padlocks
If your insurer's asked for a specific lock rating, you need an insurance-approved padlock. We stock insurance-approved padlocks from Squire, ABUS and Mul-T-Lock, all tested to standards your insurer will recognise.
<... Read More >If your insurer's asked for a specific lock rating, you need an insurance-approved padlock. We stock insurance-approved padlocks from Squire, ABUS and Mul-T-Lock, all tested to standards your insurer will recognise.
What Counts as an Insurance-Approved Padlock?
Insurance providers usually want to see independent testing from CEN (Central European Norm) or Sold Secure. Look for:
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CEN grade 3 or above for most household and commercial cover
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CEN grade 4 or above for shipping containers and high-value premises
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Sold Secure Bronze, Silver, Gold or Diamond ratings
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Restricted or patented keys to prevent unauthorised duplication
Choosing the Right Insurance-Rated Locks
Match the rating to what you're protecting. The Squire WS75 carries a CEN 4 rating and is suitable for most container insurance policies. For higher risk uses, the Mul-T-Lock NE14H sits at CEN 6, the top of the scale.
Browse our security blog or learn more about us. You might also like our CEN-grade, high-security, and restricted padlock collections.
Not sure what your insurer accepts? Get in touch, and we'll help you find the right match.
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Mul-T-Lock NE12SB Padlock
Original price £97.89 - Original price £103.39Original price£97.89 - £103.39£97.89 - £103.39Current price £97.89| /5.0 / 5.0
1 Review
Looking for an anti-pick padlock to keep your valuables well-secured? Look no further. Not only is the Mul-T-Lock NE12SB slide bolt padlock anti-pi...
View full detailsOriginal price £97.89 - Original price £103.39Original price£97.89 - £103.39£97.89 - £103.39Current price £97.89| / -
Mul-T-Lock NE14H Padlock
Original price £110.12 - Original price £115.62Original price£110.12 - £115.62£110.12 - £115.62Current price £110.12| /5.0 / 5.0
3 Reviews
The Mul-T-Lock NE14H closed shackle padlock is the ultimate high security padlock, offering the best level of protection on the CEN scale at CEN6. ...
View full detailsOriginal price £110.12 - Original price £115.62Original price£110.12 - £115.62£110.12 - £115.62Current price £110.12| / -
Mul-T-Lock NE14L Padlock
Original price £105.23 - Original price £110.73Original price£105.23 - £110.73£105.23 - £110.73Current price £105.23| /One of our best high security padlocks, the Mul-T-Lock NE14L open shackle padlock boasts an exceptional CEN grade level 6. CEN grade is a universal...
View full detailsOriginal price £105.23 - Original price £110.73Original price£105.23 - £110.73£105.23 - £110.73Current price £105.23| / -
Mul-T-Lock NE12H Padlock
Original price £96.66 - Original price £102.16Original price£96.66 - £102.16£96.66 - £102.16Current price £96.66| /5.0 / 5.0
1 Review
For a high security padlock that offers fantastic weather protection, along with the ability to withstand harsh attacks, the Mul-T-Lock NE12H is a ...
View full detailsOriginal price £96.66 - Original price £102.16Original price£96.66 - £102.16£96.66 - £102.16Current price £96.66| / -
Mul-T-Lock NG8 Padlock
Original price £58.73 - Original price £64.23Original price£58.73 - £64.23£58.73 - £64.23Current price £58.73| /For a high security padlock that offers superior protection from weather and forceful attacks, the Mul-T-Lock NG8 is a great choice. This durable h...
View full detailsOriginal price £58.73 - Original price £64.23Original price£58.73 - £64.23£58.73 - £64.23Current price £58.73| / -
Mul-T-Lock NE12L Padlock
Original price £92.58 - Original price £98.08Original price£92.58 - £98.08£92.58 - £98.08Current price £92.58| /The the Mul-T-Lock NE12L padlock anti-pick, but it also offers anti-drill protection too. The closed shackle high security padlock is naturally bet...
View full detailsOriginal price £92.58 - Original price £98.08Original price£92.58 - £98.08£92.58 - £98.08Current price £92.58| / -
Mul-T-Lock NE10L Padlock
Original price £81.99 - Original price £87.49Original price£81.99 - £87.49£81.99 - £87.49Current price £81.99| /5.0 / 5.0
1 Review
Ensure ultimate protection for your premises with the Mul-T-Lock NE10L high security padlock- a robust and tough open shackle padlock featuring lon...
View full detailsOriginal price £81.99 - Original price £87.49Original price£81.99 - £87.49£81.99 - £87.49Current price £81.99| / -
Mul-T-Lock NG10 Padlock
Original price £61.18 - Original price £66.68Original price£61.18 - £66.68£61.18 - £66.68Current price £61.18| /5.0 / 5.0
1 Review
Ensure ultimate protection for your premises with the Mul-T-Lock NG10 high security padlock- a robust and tough open shackle padlock featuring long...
View full detailsOriginal price £61.18 - Original price £66.68Original price£61.18 - £66.68£61.18 - £66.68Current price £61.18| / -
Mul-T-Lock NE10H Padlock
Original price £88.10 - Original price £93.60Original price£88.10 - £93.60£88.10 - £93.60Current price £88.10| /Our robust Mul-T-Lock NE10H high security padlock features a hardened boron alloy closed shackle, providing top protection for a variety of general...
View full detailsOriginal price £88.10 - Original price £93.60Original price£88.10 - £93.60£88.10 - £93.60Current price £88.10| / -
Mul-T-Lock NG10SB Padlock
Original price £80.76 - Original price £86.26Original price£80.76 - £86.26£80.76 - £86.26Current price £80.76| /Ensure ultimate protection for your premises with the Mul-T-Lock NG10 slide bolt high security padlock- a robust and tough open shackle padlock fea...
View full detailsOriginal price £80.76 - Original price £86.26Original price£80.76 - £86.26£80.76 - £86.26Current price £80.76| /
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Frequently Asked Questions
A restricted key padlock is often valued by insurers because the keys can't be copied without authorisation and the padlocks are usually CEN graded. Pair this with a CEN or Sold Secure rating for the strongest backing.
Insurance-approved padlocks are locks that have been tested and rated by bodies such as CEN and Sold Secure. They meet the security standards insurers require to validate cover for stored goods, vehicles and premises.
CEN grade 4 padlocks are accepted by most insurers for containers and commercial storage. Always check your specific policy, as some high-value items may need grade 5 or 6.
Sold Secure is a UK testing body that uses Bronze, Silver, Gold, and Diamond ratings. CEN is a European standard using grades 1 to 6. Both are widely recognised by UK insurers.
Insurance-rated locks are usually worth the investment. A failed claim from using an unrated lock can cost far more than upgrading to a tested model upfront.
Tips & Guides
Learn more about Insurance-Rated Padlocks with our curated selection of tips and guides.
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